An Indian engineer who was accused of sending funds to a leader of the al-Qaida terrorist organization pleaded guilty on April 11 to concealment of funding terrorism in a federal court in Toledo in the United States.Ibrahim Zubair Mohammad, 38, has lived in Toledo since 2006. He is to receive a prison sentence of 60 months. Mohammad, however, would get credit for the 30 months he has already stayed in the Lucas County jail, waiting for trial, the Blade reported.As a consequence of his plea and conviction, Mohammad would be sent back to India, U.S. district judge Jeffrey Helmick said. “You ultimately will be removed from this country and told you are not welcome to come back,” Helmick said.The four original charges that were brought by a federal grand jury in 2015 are set to be dismissed during the time of sentencing, as part of the plea agreement. A date for the sentencing has not yet been scheduled.Mohammad is one of the four persons accused in the case, while the others are Yahya Farooq Mohammad, who is also an Indian citizen, and American citizens Asif Ahmed Salim and Sultane Room Salim. All four of them were indicted on one count of conspiracy to provide and conceal material support and resources to terrorists. They were also charged one count of providing material support and resources to terrorists and one count of conspiracy to obstruct justice in November 2015. Farooq Mohammad and Ibrahim Mohammad both faced an additional count of conspiracy to commit bank fraud.Farooq Mohammad was sentenced in November 2017 to 27-and-a-half years in prison after he pleaded guilty for supporting terrorism. He also pleaded guilty for trying to hire a hit man to kill federal judge Jack Zouhary, who was presiding over the case. He was also ordered to be sent back to India after completion of his prison term.Asif Salim and his brother Sultane Salim are scheduled for change-of-plea hearings on April 12.Assistant U.S. attorney Michael Freeman said that Ibrahim Mohammad’s brother, whom he called “Farooq,” along with others raised funds in 2009 in the United Arab Emirates so they could give it to Anwar al-Awlaki in Yemen. Al-Awlaki was labelled as a terrorist and killed by a U.S. drone in 2011.Some funds raised by Farooq were via credit card fraud. He also asked others he knew for funds and enlisted his brother in the United States for help. “Among the methods used to transfer funds to Farooq was for Mohammad to pay expenses, including tuition and the purchase of a car, for a relative attending the University of Toledo,” Freeman said.“The relative’s father then repaid the amounts of those expenses to Farooq in the UAE. The effect of this method of transferring the funds to Farooq was to conceal the source of the funds received by Farooq,” Freeman added. Related ItemsTerrorismUnited States
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Once again England got their act right and India didn’t and ended up losing the second Test at Trent Bridge in Nottingham by 319 runs. Score | PhotosThe only point where the visitors scored above the hosts was with regards to the Ian Bell incident. On Sunday, Dhoni called Ian Bell back after he was run out on a bizarre fashion.Bell is the same man who had played the ‘jelly beans’ prank on Zaheer Khan way back in 2007.ICC promptly termed the move akin to the “Spirit of the Game”, something that is gone a miss these days.On the match though India couldn’t score and their famed batsmen fell like a pack of cards on Monday.England started the day with 441/6 on board – a lead of 374 runs – with Matt Prior (64) and tail-ender Tim Bresnan (47) at the crease. But Praveen Kumar scalped Matt Prior on 73 and their partnership soon ended.Praveen pitched the ball outside off and a faint edge off Prior’s bat was taken by skipper MS Dhoni, though Dhoni fluffed it before grabbing it when the England total was 458. England lost their seventh wicket, but the lead by that time had crossed 400.Post the drinks break in the first session, Stuart Broad ended up getting run out and Tim Bresnan fell on 90 off Kumar’s bowling, but that didn’t help India as by that time England had gone past the 500-run mark and were leading by a massive 473 runs.The long-drawn England innings came to a close on 544 when Ishant Sharma got rid of last man Graeme Swann on 3.advertisementChasing a mammoth 478-run target, India openers Rahul Dravid and Abhinav Mukund started the innings cautiously even as the England pacers hunted for early wickets.The cautious approach didn’t help as England paceman Stuart Broad sent Rahul David, who scored a ton in the first innings, back early. A nick of his bat was easily gathered by Prior behind the stumps. And India were down to 6/1.At lunch, the India score was 8/1 and they needed 470 runs even as VVS Laxman and Abhinav Mukund were busy trying to figure out a way past the daunting target.Immediately into the second session, Laxman was seen walking back with his off stump uprooted to a James Andreson ball. India were down to 14/2.And it was Sachin Tendulkar’s turn to live up to the challenge.A few tensed moments later, another wicket fell. This time it was the other opener Abhinav Mukund walking back to a Tim Bresnan ball on 3 and India were down to 31/3.But Bresnan hadn’t finished as yet. Next on his list was Suresh Raina. A short one to the left-hander was hit towards the boundary, but it failed clear substitute Scott Elstone in the fine-leg region. India were down to 37/4.Post that fall, England pacers got busy tormenting Yuvraj Singh and Sachin Tendulkar with their seam and bounce, but the two could be seen utilising the right-left hand combo for their purpose.Tendulkar was batting steadily while Yuvraj was fretting a little.Bresnan had batted well and now he was busy giving his best with the ball. The next man from the Indian camp who became his victim was Yuvraj Singh.An edge off Yuvraj’s bat was lapped up by Alaistar Cook in the slips. Post that wicket India skipper MS Dhoni was seen following suit. He fell leg before to Bresnan on the very next ball. Bresnan didn’t complete his hat-trick, but he certainly had the Indian batsmen on mat. At tea, India were 68/6 and required 410 runs.The Master Blaster continued to bat in the third session while on the other side Harbhajan Singh too hit a few fine shot.The moment Master Blaster completed his 60th fifty, his fans at the Trent Bridge Stadium and across the world started praying that their ‘God’ goes on to convert it into a 100.But, he failed and a James Anderson ball trapped him leg-before on 56. India fell to 107/7.Then Tim Bresnan came around to take Harbhajan Singh as well. Harbhajan flashed his bat and wanted the ball past the boundary, but it failed to clear the substitute Elstone in the deep. He fell for 46 – the second highest total among the Indian batsmen after Sachin’s 56.Soon the India’s innings came to an ended and England won the match by a massive 319 runs.
New Delhi: Alcohol is the most common psychoactive substance used by Indians followed by cannabis and opioids, the Rajya Sabha was informed on Thursday. Making a statement in response to a calling attention motion introduced by BJP MP RK Sinha, Social Justice and Empowerment minister Thawar Chand Gehlot said over 16 crore people in the country consume alcohol, around 3.1 crore use Cannabis and about 77 lakh people take opioids. More than 5.7 crore alcohol users, 72 lakh cannabis users and about 77 lakh opioid users are addicted and need help, the minister said. Gehlot said the findings were part of a national household survey conducted by the Ministry of Social Justice and Empowerment in 2018. Also Read – How a psychopath killer hid behind the mask of a devout laity!”The report establishes that a substantial number of people use psychoactive substances in India and the substance use exists in all the population groups with adult men bearing the brunt of substance use disorders,” Gehlot said. The survey also indicates that around 1.18 crore people between the age group of 10-75 years are taking sedatives and 77 lakh are using inhalents. Children and adolescents were found to be using inhalents more than others. Gehlot said the household sample survey covered all the 36 states and union territories of the country. It was done in collaboration with the National Drug Dependence Treatment Centre (NDDTC), All India Institute of Medical Sciences (AIIMS), ten other medical institutes and a network of 15 NGOs. Over 1,500 personnel were involved in the data collection from population of age group between 10-75 years, he added.
Rabat – The Moroccan National Health Insurance Agency (ANAM) has denied allegations that it applied an MAD 480 fee to each beneficiary of the Medical Assistance Plan (RAMED). ANAM affirmed that the procedures have not changed since RAMED started in 2008.There is also no direct relationship between the agency and the beneficiaries. The agency has never sent any mail to the beneficiaries with regard to RAMED, ANAM said.Beneficiaries’ financial contributions are set based on the decisions of the permanent local commissions, which include representatives of various ministries. These commissions divide the beneficiaries into two categories: low-income people and people living in precarious circumstances.Read Also: RAMED Health Coverage Plan Incapable of Covering 3.5 Million Patients in NeedLow-income people are further divided into those who pay and those who do not. Paying low-income beneficiaries must pay MAD 120 per person per year. Local communities pay MAD 40 for non-paying low-income beneficiaries per year. The contribution of each member of a household in precarious circumstances is MAD 120 per year, with a maximum threshold of MAD 600 per year for each household.RAMED started as a pilot project in the Tadla-Azilal region in 2008 and became fully operational in 2012, ANAM assured Moroccans in a statement.Launched in 2012, RAMED extends basic medical coverage and seeks to improve access to basic services to millions of disadvantaged citizens.
When Kelly Curry was planning her wedding, she knew her dogs Charlie, Zoey and Izzy were going to be in it, and that her friends would expect no less.“They’d be surprised if they weren’t there,” says Curry.The question was how to make it work. She happened to see a social-media post about a pet wedding service, Pawfect for You (“Wedding Day Pet Care and Chauffeur”), which offered to do it all: pick the dogs up, wrangle them during the event, and bring them home again safely, letting the bridal couple enjoy their perfect day with no worries.“I thought it was a joke,” said Curry, who was married in October 2017 in Haddam, Connecticut. It wasn’t, and she got in touch with Pawfect for You’s owner, Veronica Silva.“We had them there for everything except for the reception — for the pictures, and they walked down with bridesmaids and groomsmen,” Curry says.One potential complication was the elderly Charlie, who’d always been a bit of a handful and had recently gone blind. “I explained to her that he had issues,” Curry says, “and she gladly accepted to take him, and she did a great job with him.”It’s hard for brides and grooms to find a friend who can handle their pup all day on the wedding day, says Silva.“How do you co-ordinate this when everyone you know is at your wedding and anyone close to you is in your wedding party? How can they go home, pick up the dog, bring the dog over for pictures, co-ordinate how the dog walks down the aisle?” says Silva. “And then you’re stuck with, everyone’s sitting down for dinner, how can I get the dog back home without imposing on someone?”Having a dog in a wedding is about more than the dog. For one thing, it’s about timing.“Dogwalkers commit to a window, not a specific time, which is normally fine, but weddings are different,” says Silva. “Some of the timelines I’ve seen from professional wedding planners are down to the minute, and we have to be cognizant of that.”Lara Leinen, whose company, Doggy Social MN , services the Twin Cities area and Wisconsin, had a previous career as a wedding planner, so she knows what goes into it.“I’m working on the back end with all the vendors to make sure the couple’s day is perfect,” for them and the dog, she says. “I want it to be stress-free for everyone involved. I reach out and let them know who I am and what I’m doing and that if timelines get off, let me know and we’ll roll with the punches.”She makes sure the pet is getting potty breaks, water, etc. “I’m constantly paying attention to the energy of the animals and making sure that they’re happy,” Leinen says.The handler also helps ensure that pets play their roles comfortably and efficiently.“We walk around with chicken, cheese, turkey, proscuitto in our pockets,” says Silva. That helps with the photos in particular, especially with those tight timelines: “We need to make sure we’re not taking a hundred shots trying to get the dog to look at the camera.”Not so long ago, the idea of having your pet in your wedding might have sounded eccentric, but not anymore. Leinen feels that her clients make good choices based on knowing their pets. If they’re not up to crowds, the plan is made accordingly.“One couple, their dog had a severe case of anxiety,” she says. “So we decided we’d only be there for the first look and the pictures for 20 minutes — just the couple and their dogs, no bridal party or anyone else.”Such sensible choices mean the “pet” in a wedding is almost always a dog. Silva has had some inquiries about cats but no one’s gone through with it. Leinen has her first feline wedding client scheduled for May, with a cat who’s comfortable riding in a backpack carrier.“And if at any point in time we feel it’s too much for the animal, we have the OK from the couple to back out — we’re going to change course and do something different,” she says. After all, “they’re busy getting married.”And while many couples, like Curry, have their dogs walk down the aisle, there are also many who just have them there briefly for photos, and then the handler takes them home. That may be a more limited sort of involvement, but it might be the most important.“For most couples, one of those images with their dog in it — that is going to be their favourite photo,” says Leinen. “Maybe not their favourite moment — maybe later when they’re dancing alone with their significant other on their wedding night will be the most significant moment to them. But picture-wise, it’s the dog picture.”Linda Lombardi, The Associated Press
TORONTO — Scotiabank reported a nearly four cent jump in profit in the latest quarter, beating market expectations with a boost from its international operations in Latin America.The bank reported net income attributable to common shareholders of $2.04 billion for its second quarter, up 3.9 per cent from $1.97 billion a year ago.The earnings amounted to $1.70 per diluted share, compared with $1.62 during the three-month period ended April 30 a year earlier.On an adjusted basis, earnings amounted to $1.71 per diluted share, compared with analysts’ expected earnings per share of $1.67, according to Thomson Reuters Eikon.Scotiabank’s Canadian banking division saw a five per cent increase in net income attributable equity holders to $1.02 billion, but its international banking arm saw a 14 per cent increase to $675 million.Chief executive Brian Porter says its earnings growth outside of Canada was driven by momentum in the Pacific Alliance countries of Mexico, Chile, Colombia and Peru.“International banking reported strong results with another quarter of double-digit earnings growth,” said Porter in a statement.“This was driven by continued momentum in the Pacific Alliance region, better credit performance and productivity gains. Recently announced acquisitions in Chile, Colombia and Peru, all expected to close in the second half of this fiscal year, will further grow our customer base and improve our presence in the Pacific Alliance region.”Scotiabank was the fourth of Canada’s Big Five lenders to beat market expectations for their latest quarter with year-over-year profit increases, despite concerns about the impact of a slowdown in the housing market on mortgage lending.
← Previous Story MIZUNO WORLD HANDBALL PLAYER 2015: Nikola Karabatić proud to be elected! Next Story → Momir Ilić match-winner against PSG Handball with broken hand! THW Kiel making a team ready to conquere Europe until enf of a decade. After securing future on left wing position by signing long-term deals with Rune Dahmke and RAul Santon, “Zebras” extended existing love with Croatian playmaker Domagoj Duvnjak. Dule will stay in Kiel until 2020.The world’s handball player 2013 came to Baltic coast in 2013. The 29 years-old Croat spent four years with HSV Hamburg before departure to the city of Sparkasse ARENA. Domagoj DuvnjakTHW Kiel
A 33-year-old Vancouver man allegedly involved in a police chase Friday night appeared Monday morning in Clark County Superior Court on allegations that he kidnapped a woman and assaulted her over several days.Anthony A. Jennings Jr. is accused of second-degree domestic violence kidnapping, fourth-degree domestic violence assault and malicious mischief. Deputy Prosecutor Luka Vitasovic told Judge Robert Lewis that Jennings may be facing a third-strike offense.“Third strike? What does that mean, like life?” Jennings asked from a restraint chair seated in front of the judge.It does. Under the state’s three-strikes law, offenders convicted three times of certain violent and sexual felonies receive mandatory life sentences.Jennings was arrested late Friday night after allegedly hitting a medical response vehicle with a car, speeding off and then crashing near Harmony Elementary School.Police chased Jennings before he crashed his vehicle on Northeast 172nd Avenue between Northeast 25th and 29th streets, Vancouver police Sgt. Rod Trumpf said.Jennings allegedly ran from the car but was found by police. Trumpf said there was a struggle between Jennings and an officer, resulting in both being injured. He did not say the extent of their injuries, but both were medically treated and released.
Facebook Twitter Google+LinkedInPinterestWhatsAppProvidenciales, 19 Mar 2015 – When the Turks and Caicos walks onto the Mondo track in St. Kitts this year for the 44th CARIFTA Games, we will be represented by 17 athletes, most of whom are no stranger to the regional athletics meet. Members of the squad are: Courtney Missick and Ken Reyes, who will join the team and are now studying at Jamaica College; Wadly Jean, Dacliche Clervil, Keshawn Lighbourne and Malik Higgs of HJ Robinson High; Darly Francois of TCIPS; Woodens Corvil and Helcyann Sauver of Raymond Gardiner High; Colby Jennings, Jevoy Knight, Wilkinson Fenelus, Myonique Prospere and Daria Coakley of Clement Howell High; Khambrel Caley of Wesley Methodist and Akia Guerrier and Sanadia Forbes of British West Indies Collegiate. The Turks and Caicos last year learned it lost its bid for the 2016 Games to be held here to Grenada, despite backing from The Bahamas. The Games will be carried live on line and take place Easter Weekend. The Wine Cellar has for the past two years now donated Golf & Fishing Tournament earnings to offset expenses of Team TCI’s travel. Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsApp Related Items:athletes, carifta games Health Insurance For Athletes By December
Related Items: Facebook Twitter Google+LinkedInPinterestWhatsApp Facebook Twitter Google+LinkedInPinterestWhatsApp#Bahamas, February 19, 2018 – Nassau – Ambassador-Designate of the Czech Republic to the Commonwealth of The Bahamas, His Excellency Vladimir Eisenbruk presented his Letters of Credence to the Governor General, Her Excellency Dame Marguerite Pindling, at Government House on Thursday, February 15, 2018.(BIS Photos/Letisha Henderson)
Islamabad : Pakistan has closed three aviation routes of Karachi airspace from August 28 till August 31, the country’s civil aviation authority said on Wednesday after the government’s announcement that it is mulling a complete ban on the use of the country’s airspace by Indian flights. The ban will affect all international flights using the three routes above Karachi. It further provides pilots with an alternate route to circumnavigate Karachi airspace. The four-day ban will expire on September 1, the aviation authority said in a Notice to Airmen (NOTAM). Also Read – Pakistan test-fires 290-km range missile Advertise With Us The closure came at the heels of announcement by Minister of Science and Technology Fawad Chaudhry who tweeted on Tuesday that Prime Minister Imran Khan is considering a “complete closure” of airspace with India. Pakistan’s Cabinet on Tuesday discussed the idea of disallowing India to use the country’s airspace for flight and the land route for trade with Afghanistan. The final decision will be taken by Prime Minister Khan. Also Read – Imran calls on Pakistanis to take part in ‘Kashmir Hour’ Advertise With Us Pakistan had fully closed its airspace in February after an Indian Air Force strike on a Jaish-e-Mohammed (JeM) terror camp in Balakot. The country opened its airspace for all flights except for New Delhi, Bangkok and Kuala Lumpur on March 27. On May 15, Pakistan extended its airspace ban for flights to India till May 30. It fully opened its airspace for all civilian traffic on July 16. Tensions between India and Pakistan spiked after India abrogated provisions of Article 370 of the Constitution to withdraw Jammu and Kashmir’s special status and bifurcated it into two Union Territories. Pakistan expelled the Indian High Commissioner after it downgraded the diplomatic ties with India in protest to India’s decision to end Jammu and Kashmir’s special status. Pakistan also suspended its trade with India and stopped the train and bus services.
State Bank of India (SBI) Chairman Rajnish Kumar attends a news conference in Mumbai, India, November 23, 2017.ReutersThe country’s biggest lender, State Bank of India (SBI) is planning to eliminate ubiquitous debit cards from the banking system. State-owned SBI, which is servicing around one-fifth of the population, has ambitious plans in the coming years to promote digital payment and takedown plastic cards, despite the huge dependency on debit cards. Speaking at the annual Fibac, SBI chairman Rajnish Kumar said, “It is our wish to eliminate the debit cards, and am sure we can eliminate them.” He further added that there are around 90 crore debit cards in India and over 3 crore are people using credit cards. Kumar highlighted digital solutions like SBI’s own ‘YONO’ platform as a way for achieving a debit card-less country.YONO (You Only Need One) is an integrated digital banking platform offered by SBI. YONO is an app for both Android and iOS and enables users to access a variety of financial and other services such as taxi bookings, online shopping or medical bill payments. The platform was launched in November 2017 by the then Finance minister, Arun Jaitley. A State Bank of India branch in Mumbai.REUTERS/Shailesh AndradeKumar said YONO allows a user to withdraw cash at the ATMs and can be used at a merchant establishment to make payments without having a card. He further said the bank has already rolled 68,000 ‘YONO cashpoints’ and is under the process of adding further 1 million cashpoints in next one and a half years.Once the system is in place, the necessity to have a card will be eliminated automatically. Moreover, YONO can also be used to take credit, making it a digital credit card that can be carried anywhere. He also underlined QR code payments as another alternative for debit cards. However, YONO is prone to issues like website failure. Last month, YONO went down across all platforms, causing major inconvenience to its users.
Kolkata: Shantiram Mahato, state minister for Paschimanchal Unnayan Affairs department, inaugurated the two-day Mango Mela in Purulia on Sunday.It may be mentioned that mango cultivation in Paschimanchal areas like Purulia, Bankura, Jhargram, West Midnapore, Birbhum and East and West Burdwan districts is gaining popularity for producing Amrapali, Mallika, Himsagar and Alphonso varieties.Theses varieties of mango are the most suitable for this region and the quality of these varieties is far better than the conventional mango growing regions of west Bengal like Malda and Murshidabad. Also Read – Speeding Jaguar crashes into Merc, 2 B’deshi bystanders killedThese mango orchards have been popularised through Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), by the Horticulture & Paschimanchal Unnayan Affairs department.More than 20 lakh mango saplings have been planted in this region, including Alphonso from Dr Balasaheb Sawant Konkan Krishi Vidyapith, an agriculture university situated in Ratnagiri district in Maharashtra, known as the Alphonso hub in the country.Scientists of Bidhan Chandra Krishi Viswavidyalaya, Nadia, compared the quality of the mangoes grown in this region with the same varieties grown elsewhere and it was found that the quality of these mangoes in this region is better, along with the shelf life of the fruits. Also Read – Naihati: 10 councillors return to TMC from BJPThe district administration has been organising the Mango Mela since 2014, to popularise mangoes of the region and provide a forum for export of these mangoes.SHG members attached with the orchards are getting the facility of selling their produce directly to the buyers.Mango export from this region is being done by the government to ensure more remuneration and profits to the farmers. 3 metric tonnes of Amrapali from Bankura has been exported this year to Dubai. Export to England and Australia is alsobeing tried.Mahato said: “This area was not known for mangoes, but now, the best mangoes are being produced in this region. The government is trying to set up more plantations with genuine quality mangoes and export them to ensure more profit for our farmers. If it is regularised, the economy of the area will be changed through mango cultivation.”
Chief Operating Officer – Grant Campbell2015 – TravelManagers review the year that wasWith the end of the financial year, TravelManagers Chief Operating Officer Grant Campbell reflects on 2015 as a year the company focused on developing and supporting its people.“From experience we know by supporting and investing in our people, increased sales and business success will naturally follow and our 2015 results show our philosophy is right.”TravelManagers, Australia’s leading mobile home-based personal travel manager agency, achieved significant sales growth in 2015.“We celebrated our 200th personal travel manager in the Victoria and Tasmania region and with significant regional growth areas in Esperance Western Australia, Echuca Victoria, Gladstone and Cairns in Queensland, TravelManagers really dominates in the mobile home-based personal travel manager space,” says Campbell.With technology advancement a key focus for 2015, Campbell believes TravelManagers’ reinvestment in the business is clearly a winning formula for the company.“With our continued advanced technology focus, TravelManagers is in the enviable position of being the market leader and at the forefront, not only of home-based consulting but of providing essential support services to clients as well. Last year saw nearly 500 personal travel managers completing the implementation and transfer of their mid-office system Tramada Classic to Tramada NextGen. In addition the company invested in substantial development work to achieve productivity enhancements and cost containment through system integrations and customized reporting and billing.”To support and assist with the technology and processes, personal travel managers were provided an abundance of localized training and support from the national partnership office.“Over 30 local face-to-face Tramada NextGen Migration Training sessions were attended by 243 personal travel managers. This was in addition to the development of tailored training documentation and 15 training videos which ensured the personal travel managers were able to work through the new systems and upgraded processes.”Campbell is also heartened by the growing buddy relationships between the personal travel managers, something he believes has been instrumental for achieving both TravelManagers and individual personal travel manager success.“The increased networking amongst the personal travel manager has significantly increased with fantastic results. The sharing of experience and knowledge has increased year on year with more personal travel managers wanting to share their business insights and know-how within the network through self-led webinars, training days and collectively run expo’s events and community days.”TravelManagers’ philosophy of giving back to the community continued to be a highlight for 2015.Campbell says, community support is not solely limited to a national level with many thousands of dollars being raised last year in support of local charities and communities through fund raising events organised by the individual personal travel managers themselves.“Along with our annual conference community project there have been so many examples of the incredible community support initiated from our personal travel managers. The opportunity for personal travel managers to support their local community through fundraising events helps to build loyalty within the community and also reflects the TravelManagers’ business philosophy of going the extra mile. Together we build a strong corporate citizenship and a vibrant culture that we are immensely proud of.”Campbell is looking forward to the year ahead.“It’s onwards and upwards for TravelManagers. 2015 was a year of change. The hard work is behind us and we can look forward to a year of consolidation with excitement and enthusiasm. The future has never looked brighter to be a personal travel manager.”A snapshot of TravelManagers’ 2015 highlights: Support and Professional Development: A fourth member joins the marketing support team expanding it by 25% to increase personal travel manager marketing supportNational partnership office developed over 75 advertising and marketing templates based on new TravelManagers branding for individual personal travel managers to use for a range of marketing activity – social media, traditional advertising, digital advertising, networking, travel expo’s events signage and community supportTravelManagers commenced production of a range of new branded merchandise for personal travel managers including car signage with 112 personal travel managers’ cars fitted out by year endThe unique page views for new TravelManagers consumer website increased by 51% compared to the previous yearFacebook fans increased by nearly 50%. Average likes per post increased 154%, comments per post were up 50%, shares per post up 74% and average reach per post grew 88%.Strong national partnership office representation with 457 Cluster Meetings with personal travel managers and 670 one-on-one meetings between business partnership managers and personal travel managersMore personal travel managers were offered famil places than any previous year. TravelManagers had the highest ever participation with 255 personal travel managers participating on 43 famils, seven of these being exclusive TravelManagers dedicated famils198 national webinars were run including 89 supplier webinars and four personal travel manager led webinarsAwards and Recognition: We congratulated personal travel manager Ric Pattaro being recognized at the 2015 National Travel Industry Awards as the “Best Corporate Consultant” for the second consecutive yearOur personal travel manager average industry experience is 20 yearsWe celebrated 102 personal travel managers reaching their fifth year anniversary making the total 170 who have achieved this milestoneSupplier Achievements: Qantas Holidays recognized five personal travel managers as Global Achievers with Kerrin Poupos being awarded Elite 500 Club statusMalaysian Airlines acknowledged TravelManagers as one of its Top Performing Retail Travel Agents in New South Wales/ACTScenic Luxury Cruises & Tours announced that TravelManagers was its Highest Seller for a National Multi LocationSunlover Holidays recognised TravelManagers for its fourth consecutive year as being in the top three highest producing travel agency throughout Australia during its 2015/16 financial yearTrafalgar Tours retained TravelManagers’ status of ‘Circle of Excellence’ as a Gold category memberGreat Southern Rail recognized TravelManagers as a Platinum PartnerOceania Cruises identified TravelManagers for Outstanding Sales GrowthCruiseco recognised TravelManagers as being one of their top 5 members for sales with 2015 growth exceeding 16%For more information or to speak to someone confidentially about TravelManagers please contact Suzanne Laister on 1800 019 599.About TravelManagers Travel Managers operates in all Australian States and is a wholly owned subsidiary of House of Travel, Australasia’s largest independent travel company which has a forecast turnover of $1.5 billion for 2015. TravelManagers is a sister company to Hoot Holidays, also owned by House of Travel, and has more than 490 personal travel managers throughout Australia with a dedicated support team at the company’s national partnership office in Sydney. TravelManagers places all customer money in a dedicated and audited Client Trust Account which is separate from the general business accounts, ensuring client funds are only used for client purchases. Source = TravelManagers Australia
Share The U.S. Department of Housing and Urban Development (HUD) released a pair of new mortgagee letters earlier this week, and now FHA Commissioner Brian D. Montgomery has spoken of how these latest changes reflect his commitment to further streamlining and improving FHA’s processes and providing fewer hindrances to lenders and servicers interacting with FHA.In a statement about the upgrades, Montgomery said, “Shortly after arriving back at FHA in June 2018, I indicated one of our goals was to streamline and update our program guidelines and procedures. In parallel with the Administration’s objectives of reducing regulatory barriers.” Montgomery added that these latest letters eliminate “two unnecessary and outdated regulations that have been barriers for lenders.”The first letter “eliminates the 10-year protection plan requirements, allowing borrowers to qualify for FHA mortgage insurance on high loan-to-value mortgages.” This applies to when the property was not approved for guaranty, insurance, or a direct loan before the beginning of construction if the property is less than one year old. According to the letter, this change applies to the origination of all FHA Title II forward mortgage programs and streamlines home warranty requirements for FHA single-family mortgage insurance by removing the policy guidance that requires borrowers to purchase 10-year protection plans in order to qualify for certain mortgages on newly constructed single-family homes.The second letter addresses the elimination of the regulations for the FHA Inspector Roster, deregulating the roster requirements. In order to streamline inspection requirements for FHA Single-Family Mortgage Insurance, they will no longer keep a roster of inspectors. HUD originally established the Roster to standardize the inspection process for properties with FHA-insured mortgages. Before the Roster, cities, and states developed their own building codes, which had little uniformity or consistency with each other.See the full report here. Montgomery Addresses FHA’s Protection Plan/Inspector Regs Updates in Daily Dose, Featured, Government, journal, News, Servicing March 14, 2019 1,515 Views Brian Montgomery FHA HUD Mortgagee Letters 2019-03-14 David Wharton
Grace expects Greinke trade to have emotional impact The 34-year-old Mathis played left guard for the Denver Broncos last season. He has also played for the Philadelphia Eagles, Cincinnati Bengals, Miami Dolphins and Carolina Panthers. He is a two-time Pro Bowler and one-time First-Team All-Pro.The biggest name mentioned here is Mack. The 30-year-old is a three-time Pro Bowler — including in 2015 — and after playing the first seven seasons of his career in Cleveland, may be looking to join a contender. Regarded as one of the best linemen available, he should command a pretty hefty salary.Earlier on Monday Gambadoro reported the Cardinals “really like” defensive lineman Jason Pierre-Paul, among other pass rushers, and is also interested in a host of defensive backs. Comments Share Cardinals interested in FA offensive lineman Alex Boone & Evan Mathis. Both live/train in AZ. Alex Mack expensive but not out of question.— John Gambadoro (@Gambo987) March 7, 2016Boone, 28, spent the first six seasons of his career with the San Francisco 49ers. He has played both left and right guard. Former Cardinals kicker Phil Dawson retires San Francisco 49ers offensive tackle Alex Boone (75) and quarterback Colin Kaepernick (7) react during the second half of an NFL football game against the Baltimore Ravens in Santa Clara, Calif., Sunday, Oct. 18, 2015. (AP Photo/Marcio Jose Sanchez) Top Stories The Arizona Cardinals have looked to free agency to upgrade their offensive line in each of the last two offseasons, inking left tackle Jared Veldheer and left guard Mike Iupati to contracts in 2014 and 2015.They may be interested in dipping into that well again in 2016. Derrick Hall satisfied with D-backs’ buying and selling The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo
Etihad baggage allowance: RelatedEmirates hand luggage explained and how to maximise your cabin baggage allowanceWhat is Emirates’ luggage allowance and how can you and avoid any last-minute hand baggage charges? Here’s everything you need to know…British Airways luggage allowance explained and how to maximise your cabin baggage allowanceBritish Airways recently restricted cabin luggage size: find out what the new BA cabin baggage allowance is and what their charges are for hold luggage, plus how to beat the airline fees!Qatar baggage restrictions explained and how to maximise your hand luggage allowanceHow many cabin bags can you take on board a Qatar Airways flight? How much checked luggage can you fly with? Avoid excess baggage charges with this handy table of luggage weights, sizes and fees, plus tips on making the most of your checked and hand luggage allowance. Etihad hold luggage allowance: weight, size and fees Etihad hand luggage allowance: weight, size and fees 50x70x38cm maximum cabin baggage dimensions in total if travelling to or from Canada and the US45x72x90cm for all other destinations 32kg maximum weight allowance One or more, depending on fare type and destination If you’re a musical type, and you instrument of choice fits within the cabin baggage dimensions, you may bring it onto the cabin. This goes for violins, small flutes and harmonicas (you get the idea). Alternatively, you can check in larger musical instruments or pieces of sports equipment as part of your checked baggage, or you can cover them by purchasing additional baggage allowance. Any items must be securely packed to sustain the journey. When it comes to checked baggage, the maximum weight and dimensions you can take on an Etihad flight varies, depending on your destination. Meanwhile, cabin baggage restrictions differ greatly depending on your fare class. Read on for information on the number of bags you are allowed on an Etihad flight, and the maximum weight and dimensions for checked bags and hand luggage. Etihad Cabin bag Size Etihad hand luggage weight allowance Number of bags allowed onboard What additional items are permitted with your carry-on? If you’re checking in a cabin bag, but don’t fancy packing your handbag in the pull-along, you’re in luck. Etihad allow passengers to bring on a second, smaller piece of hand luggage in addition to their main item. Here’s what they allow to be taken on for free: 50x40x25cm maximum cabin baggage dimension 7kg maximum weight for economy class12kg across two bags for Business Class and First class5kg for infants One hand luggage bag per person in Economy ClassTwo hand luggage items for passengers in First Class and Business ClassOne bag for infants Everything you need to know about the baggage rules and restrictions for the UK’s biggest airlines, including easyJet, British Airways and Jet2.50 insider tips and tricks to travelling smart that will change the way you organise a tripFrom the philosophical to the funny, the serious to the silly, we present our list of learnings from travelling the world.Find the best flights every time with these 6 tipsFind the perfect flight with Skyscanner’s super search tools and explore the world without making a big hole in your pocket.Save space on cheap flights: wearable luggage jackets reviewedEver since some airlines started charging for check-in (hold) luggage, people have been looking for ways to save money and beat the baggage charges. Skyscanner reviews the best luggage jackets and wearable luggage options.Skyscanner is the world’s travel search engine, helping your money go further on flights, hotels and car hire.Information correct as of 1st February 2017, obtained from https://m.etihad.com/en/information/baggage-information/. Please always check the latest guidance at https://m.etihad.com/en/information/baggage-information/ before booking a trip Savvy traveller? Read on for more budget-boosting and stress-saving tips: What are the baggage allowances for sports equipment and musical instruments? Etihad hold baggage Size Etihad hold luggage weight allowance Number of hold bags allowed ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map Handbag, pocket book or purseOvercoat, wrap or blanketUmbrella or walking stickSmall camera and / or binocularsA reasonable amount of reading matter for the flightInfant food for the journeyInfant carry basket / carry cotBraces or prosthetic devices (provided the guest is dependent on them)Briefcase or portable PC which is not being used as a container for transportation of articles, regarded as baggageMobile phone
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