The Queensland Government recommends that all buyers seek legal advice before signing real estate contracts.THE Queensland Government has set out some handy tips to demystify the contract process for buyers. Here’s what you should know before signing a contract. What’s in the contract? The contract sets out three main things, namely the price you are offering for the property, when and how you will pay your deposit, and lastly the time and date of settlement. Conditional sales A seller might agree for a contract to include conditions such as the deal being subject to the buyer getting finance, a building and pest inspection or even in some cases whether the buyer can sell their existing property.If these are agreed to, it is the buyer’s responsibility to check that what they asked for is in the contract. Compulsory statement More from newsParks and wildlife the new lust-haves post coronavirus19 hours agoNoosa’s best beachfront penthouse is about to hit the market19 hours agoAccording to the State Government, every residential contract must have the following warning statement “directly above the place where you sign the contract”.“The contract may be subject to a five business day statutory cooling-off period. A termination penalty of 0.25 per cent of the purchase price applies if the buyer terminates the contract during the statutory cooling-off period. It is recommended the buyer obtain an independent property valuation and independent legal advice about the contract and his or her cooling-off rights, before signing.” Important contract points to remember: There are also three main points to consider with regard to the contract. 1. Do not sign the contract until you have discussed it with a solicitor, and do not give in to any pressure to sign before seeking legal advice. 2. The contract does not become binding until both the buyer and seller have signed it. 3. The buyer is entitled to a five-day cooling-off period, but this does not apply if it was an auction. (Source: Qld Govt)
Schroders has secured £350m (€400m) from a trio of UK defined contribution (DC) pension schemes to launch a factor investing fund with a sustainability tilt.The Sustainable Multi-Factor Equity (SMFE) fund uses a proprietary tool, named SustainEx, to process and analyse data related to company reports and financial performance as well as measures of social and environmental impact.The strategy assesses more then 9,000 companies based on quality, value, momentum, volatility and sustainability factors. It also aims to reduce its carbon footprint by 50% relative to its performance benchmark, the MSCI All Country World index.Companies in sectors such as tobacco, gambling and weapons manufacturing were excluded, but the company emphasised that exclusion and divestment were not a primary feature of the strategy. Ashley Lester, head of multi-asset research and systematic investments at Schroders, said the SustainEx system allowed the asset manager to illustrate the financial impact of its investments. Based on a backtest of the strategy from January 2010 to June 2018, Schroders estimated that its new fund would generate approximately £2.50 of net external societal benefits for every £100 of company sales, through supporting companies paying fair wages and not avoiding taxes, for example.“SMFE combines a scientific approach to ESG measurement with an equally scientific approach to factor investing,” Lester said. “We aim to put the best thinking in both ESG and factor investing to work for our investors, both now and through a measured but continuous process of improvement in the future.”Lester said that the fund rebalanced every month to take full advantage of different factors. Schroders would continue to add data points to the SustainEx framework to develop the process, he added.The UK version of the fund has an estimated ongoing charges figure of 0.24%, keeping it within the country’s auto-enrolment DC charge cap of 0.75%. A global version of the strategy is slated for launch in December.Major UK DC funds including NEST and HSBC have adopted default strategies with sustainable investing tilts in recent years.
Brisbane Times 25 February 2015While the increased awareness of domestic violence issues is to be welcomed, its manipulation by those with other agendas is an entirely different matter.Monday night’s Q&A programme on the ABC was a case in point. Not only did it work hard on perpetuating stereotypes about domestic violence, but the producers also refused to accept a potential panelist because she was a woman.I have seen emails which show the producers had originally invited on the panel a man from 1in3, a group working to raise the profile of male victims of domestic violence. He was unable to go on, but well known psychologist and author on men’s health, Dr Elizabeth Celi, was suggested instead. The producers rejected her because she was a woman.More precisely, they rejected her because she was an eloquent and insightful woman who wanted to speak up for men and children who were the victims of domestic violence. You see, the problem was she didn’t fit the stereotype.Yet there was a place on the panel for my old chum, Natasha Stott Despoja, the Ambassador for Women and Girls. That’s because her perspective on domestic violence is finely attuned to exactly those stereotypes.The sad fact is that much of the “debate” about domestic violence is not a debate at all. It has descended into a 21st century morality play in which roles are assigned according to gender. Men can have only two roles in this play: they are either the brutish perpetrators of domestic violence, or the courageous men who care for women.The voices that are drowned out are the men who are the victims of domestic violence – about one in three of all cases – and the children. Australian Institute of Criminology Statistics show that 45 per cent of children murdered by a parent are murdered by the mother, making this kind of domestic violence an equal opportunity killer.While domestic violence by men against women features large, not once has Ms Stott Despoja mentioned violence against children by women. Why is that? Because it would require admitting women are just as capable of acts of violence as men.And while one woman dies on average each week as a result of domestic violence, men are not far behind; for them it is one on average every ten days.http://www.brisbanetimes.com.au/comment/the-hermit/qa-domestic-violence-program-ignored-male-victims-20150224-13o5l0.html
Arsenal manager Arsene Wenger has labelled Jack Wilshere’s smoking as totally unacceptable and plans to take up the issue directly with the England midfielder. Press Association “I must say as well, English society is very sensitive to smoking, much more than France, more than and southern (European) countries, so it is a bit more shocking here than it is somewhere else.” Wilshere had spoken of his desire to improve his own game after starting on the bench against Napoli, when club record signing Mesut Ozil scored his first Arsenal goal and then set up a second for Olivier Giroud as Arsenal swept the Italians aside with two goals in the first 15 minutes. England manager Roy Hodgson has again called the combative midfielder into his squad for the crucial World Cup qualifiers against Montenegro and Poland. Wenger has no doubts Wilshere remains an integral part of hopes for both club and country this season. The Arsenal manager continued: “He is a very important player here, you know. All my plans for the future at the club have always been built with Jack and around Jack. We had some setbacks with him – a lot – but he is a very important player in my squad.” Arsenal head to The Hawthorns – where a young side came through a penalty shoot-out in their Capital One Cup tie last month – without full-back Bacary Sagna, who has a hamstring injury which will rule the France international out for the best part of a month. “He will not be fit. He has a hamstring injury and will be out for the weekend and for basically three weeks,” said Wenger, who is set to give England under-21 international call-up Carl Jenkinson another chance to impress. “It is always a blow because he is a very complete defender. He can defend well, he is good in the air, he can attack well as well, and he’s a winner-type, so of course for us it is a handicap “But Jenkinson had a good start to the season as well and he is growing as a player. I am sure he will do very well.” Wenger is expecting a stern test of his side’s form this weekend, when Arsenal will be out to record a remarkable 11th straight win in all competitions against a side on the back of an impressive shock away win at Manchester United. “They had quite a strong side out (in the Capital One Cup) and many of the regular players played, but they have a big squad,” Wenger said. “I noticed when I looked at their team who played at Manchester United, that they have a massive squad of experienced players, so it’s very difficult to predict who will play against us.” Wilshere’s representatives maintained the 21-year-old was taking part in a “prank” where he agreed to hold the cigarette as part of a “dare”. The Arsenal midfielder responded on Friday afternoon by posting a photograph on his official Twitter feed of France World Cup winner Zinedine Zidane smoking. He then followed it up with a post of “But for the record….I don’t smoke!” Speaking at Friday morning’s pre-match media conference, the Arsenal manager said: “I disagree completely with that behaviour. “I don’t know really what happened, so I will need to have a chat with him about that. “There are two things – first of all when you are a football player you are an example and as well you don’t do what damages your health. “The fact is that you can damage your health at home, you can smoke at home and you can drink at home, and nobody sees it, but when you go out socially you also damage your reputation as an example.” There have been many examples of top sportsmen who smoked, such as France international Michel Platini, who is now UEFA president, while Holland legend Johan Cruyff even regularly lit up on the sidelines when he was coach at Barcelona. Wenger, however, accepts in England the culture makes such a position untenable. “Yes of course things are different, in England especially,” he said. “You don’t need to convince me because I must tell you, I travelled as a football player on coaches after games in France where you didn’t see each other, there was so much smoke on the coach. Everybody smoked, but times have changed, and the health worry, the example, the role models from the football players request has changed as well. Wilshere was pictured with a cigarette outside a London nightclub in the early hours of Thursday morning as players wound down following Arsenal’s 2-0 win over Napoli earlier in the week, when the 21-year-old had started on the bench. Wenger, whose side head to West Brom on Sunday looking to maintain their place at the top of the Barclays Premier League, will leave Wilshere in no doubt of his responsibilities on and off the pitch.
The 22-year-old, who came through the youth ranks at Sevilla, was in tears as he waved farewell to the club’s fans on the pitch at the Cardiff City Stadium at the final whistle. Moreno told Liverpoolfc.com: “In my view, Liverpool are the best club in England and I couldn’t waste an opportunity to come and play for them. “I spoke with Xabi Alonso, Pepe Reina and Alvaro Arbeloa and they told me this is a spectacular club, whose fans follow it in a very special way. “They all told me I can grow a lot here as a footballer as this is a massive club. I’m very happy to be joining a club as big as Liverpool. I hope to give my best and do all I can to help.” Moreno has enjoyed a swift rise through the ranks after only making his debut in the Sevilla first team in April 2012. He earned his first international cap for Spain last October and narrowly missed out on a place in Vicente Del Bosque’s ill-fated World Cup squad in Brazil. The fee for Moreno was undisclosed but it is clear Rodgers has now more than reinvested the £75million earned from the summer departure of Luis Suarez. Southampton trio Ricky Lambert, Adam Lallana and Dejan Lovren are among the other new boys Rodgers hopes will play an integral part in repeating last season’s Premier League title push. Moreno completed formalities at the club’s Melwood training ground on Saturday although he was not registered in time to figure in his new side’s Barclays Premier League opener against Southampton on Sunday. Moreno has been a Reds target for some time and was pulled from Sevilla’s UEFA Super Cup clash with Real Madrid in Cardiff last week when the extent of Rodgers’ interest became apparent. Liverpool boss Brendan Rodgers has made Sevilla left-back Alberto Moreno his eighth signing of the summer. Press Association
GEORGETOWN emerged winners of the DCB Under-17 Inter-Association 2020 when the final was played on Friday.Alvin Mohabir was the star for Georgetown as he claimed 3 for 16 while he came back strong with the bat to top-score with an unbeaten 42.At Georgetown Cricket Club ground, Georgetown won the toss and elected to field first, bowling out the West Demerara side for 92-7 from 50 overs.Openers Avesh Persaud and Sachin Balgobin started off well before Avesh Persaud was caught for 26 and left Balgobin, who carried his bat through the innings .He ended on 28 not out. No other batsman reached 7 runs.Alvin Mohabir was the most impressive bowler, grabbing 3 for 16 while Ezekiel Wilson took 2 for 16.In reply, Georgetown raced to their target of 92 in 25.1 overs. They lost the two openers Jaden Campbell and Varun Mangal, who contributed 29 and 0 before Mohabir and Marlon Ramsarran took the crease and batted to the end scoring 42 and 6 not out respectively.Deo Singh and Nityanand Mathura collected a wicket each.Meanwhile at Lusignan Community Centre ground, East Bank won the toss and chose to field, putting East Coast in trouble as they fell for a meagre 77 all out in 26.4 overs from their reduced 30 overs.Chandrapaul Ramraj, Mark Sukhai and Rudranauth Kisson were the only batsmen to score double digits of 17, 16 and 10 respectively. Zachary Jodah was the most destructive bowler collecting 3 for 13 while Gustarus Hutson took 2 for 4.In response, East Bank put up a competitive fight as they reached their target of 79 for 6 in 26.1 overs.National Under-15 batsman Mavendra Dindyal hit an unbeaten 42 while support came from Gustava Hutson who scored 12.Rudranuath Kisson claimed 2 for 7 while Ramraj, Omari Lallbachan and Jagdesh Tolaram took one wicket apiece. East Bank won by 4 wickets.
Comments Facebook Twitter Google+ Published on January 23, 2012 at 12:00 pm Contact Michael: email@example.com | @Michael_Cohen13 CINCINNATI — The setup indicated less of a sequel and more of a shot-for-shot remake.The protagonist was the same: an undefeated Syracuse team with perhaps a hint of overconfidence. The plot was the same, too: losing a star and having an unproven role player attempt to fill in.Hell, the first act was even the same: lose on the road in a brutal environment where the home team rarely falters.But the second act, that’s where things took a turn.‘We just knew we had to get a win,’ SU forward Kris Joseph said following Monday’s win over Cincinnati. ‘Because if you remember last year, one loss turned into four straight.’AdvertisementThis is placeholder textLast year’s Syracuse team rolled into Pittsburgh on an 18-game winning streak for a date with the No. 5 Panthers. But missing from the lineup that night, Jan. 17, 2011, was Joseph. He was out with a head injury and in his place was the trigger-happy, defense and rebound-lacking James Southerland.The denouement: a 74-66 loss at the Petersen Events Center that set in motion a four-game losing landslide.This year’s Syracuse team rolled into South Bend, Ind., for a date with Notre Dame on a school-record 20-game win streak. But missing from the lineup Saturday was Fab Melo. He was out due to an unresolved academic issue, according to ESPN, and in his place in the middle of SU’s 2-3 zone was the highly touted yet underachieving Rakeem Christmas.The result: a 67-58 loss at the Joyce Center, where Notre Dame has now defeated the last six No. 1 teams to visit Purcell Pavilion.Monday, though, presented a new twist. A different page in the pick-your-own-adventure books we read as kids.Syracuse triumphed with a 60-53 win over Cincinnati in front of a packed house at Fifth Third Arena. The best bounce-back win Jim Boeheim can remember in his tenure at Syracuse.‘We were just so woeful Saturday night that to come in here with that atmosphere and the way they started the game, to play the way we did I thought was tremendous,’ Boeheim said.And with this win, there won’t be a cataclysmal two-week period in which a season potentially destined for greatness seems to go down the tubes. That’s because despite going 1-1 on a very difficult road trip, the Orange got better.Most importantly, Syracuse learned to play without Melo. Take one was a blooper reel with Jack Cooley abusing the undersized Christmas, Baye Keita and C.J. Fair.Take two, though, was a coming out party. Christmas was tough, he played with fire, he looked like a college basketball player. Four points, nine rebounds and three big blocks. And he did that guarding one of the best low-post players in the Big East in Yancy Gates. Not to mention fighting off a 38-pound weight disadvantage.‘He was a presence, and that’s what he needs to be for us,’ SU assistant coach Gerry McNamara said.The rising action of this two-game drama was the recertification of Syracuse’s veteran players as go-to players. The eight straight field goals in the second half from Joseph, Scoop Jardine and Brandon Triche to win the game against the Bearcats demonstrated who the true leaders are on a team entering a Big East stretch run.It showed that without the heroics of sophomore guard Dion Waiters, who had a season-low two points against Cincinnati, Syracuse will be just fine.And it showed that a 5-of-15 performance from the free-throw line can be offset with precision in the half-court offense.‘This whole game we needed shots,’ Jardine said. ‘Brandon made some, Kris made some, I made some, Rak made great passes — this was a team-effort win. And that’s what we needed.’Boeheim said he had to watch the tape of Saturday’s game twice because he couldn’t believe what he saw. The first game in his career in which not a single player played well. Nine guys took the floor, and nine guys stunk it up.He watched seniors play out of position and guard the wrong men defensively. He saw Keita fumble passes and travel away an open layup. He gritted his teeth while Waiters played 1-on-5 — fine for a playground but not a Big East basketball court.But Monday he watched resurgence in the form of a gritty performance in a hostile environment that cemented his team’s place as a Final Four contender.So by the time the curtains came down on Fifth Third Arena, Boeheim was more than pleased with this play’s alternate ending.‘We lose one game, we’re not going to be ready to shoot ourselves or something,’ he said. ‘It’s a good bounce-back.’Michael Cohen is a staff writer for The Daily Orange, where his column appears occasionally. He can be reached at firstname.lastname@example.org or on Twitter at @Michael_Cohen13.
Facebook Twitter Google+ Ja’Quan Newton said he didn’t know much about the disease, he just thought it would go away.His mother, Lisa Brown, was diagnosed with breast cancer in Newton’s sophomore year of high school. She went through chemotherapy for three years, still attending all of her son’s basketball games and still considered “team mom” by Newton’s teammates.As her health deteriorated, the basketball court became Newton’s sanctuary.“When I played basketball I knew this was the place where I could get all my problems out of the way,” Newton said. “It was the place that with all the other things I’m going through, I don’t have to think about because I’m just playing basketball.”Brown passed away the morning before Newton and his Neumann-Goretti (Pennsylvania) High School teammates were going to take the floor in the PIAA Class AAA championship game.AdvertisementThis is placeholder textHe scored 33 points in the final and it would be the last game he suited up for before beginning the next chapter of his basketball career with Miami. Newton has appeared in all but one game for the Hurricanes (12-5, 2-2 Atlantic Coast), which will visit Syracuse (14-5, 5-1) on Saturday at 4 p.m.His new coach, Jim Larranaga, said he had his eye on Newton since before his junior year and knows the success Newton is capable of while dealing with personal hardships.“Ja’Quan is a very, very good basketball player,” Larranaga said. “He’s got good size, good ball-handling skills and he’s very good at taking the ball to the basket.”While picking up the tactical aspects of basketball from his father, Newton said it was his mother who shaped him into the competitor he is as a Division I basketball player, and the leader he was as a captain for Neumann-Goretti.Brown always told her son to respect others because big things would happen if he stuck to that. With that in mind, Newton knew the best way he could pay respect to his mom.“I knew I had to play in that game because that’s what she would’ve wanted,” Newton said. “She wouldn’t have wanted me to not play.”Newton told his head coach Carl Arrigale the day his mother passed that he needed to go to practice and be with his teammates. Arrigale assured him he should stay home with his family; he said he didn’t think basketball should take precedent.But it did, and in the hours leading up to the game the next day, Arrigale said he decided it would be Newton’s day and that he would run the show.Newton tried, at least, right from the start.“Ja’Quan went right up and took one of the first shots of the game,” Arrigale said. “It was a mid-range jump shot from the left or right wing and it wasn’t even close.”But after the early gaffe, Newton went on a roll to score 27 points in regulation — including the game-tying free throw with 1:19 left.As the moment grows, so does Newton, Arrigale said. He sank four free throws and his team’s only basket in overtime to seal a 64-57 win. Newton checked out of the game in the final seconds, and as he sank back in the folding chair on the sidelines, he broke down to tears.The rest of his team and his family consoled him and were brought to tears themselves as the final seconds wound down. Regardless, if Brown missed the championship game or the game before, when he became the all-time leading scorer at Neumann-Goretti, everyone knew they’d give their former “team mom” exactly what she wanted: a win.“Everything that unfolded was like a movie. It gave me the chills,” Arrigale said. “It’s still giving me the chills.” Comments Published on January 23, 2015 at 1:14 am Contact Connor: email@example.com | @connorgrossman
Before the season started, USC coach Michael Cooper said redshirt senior guard Jacki Gemelos was as healthy as he’d ever seen her – maybe 70 percent.Against Fresno State, 70 percent turned out to be more than enough.Gemelos poured in a career-high 27 points on 11 of 14 shooting and helped the Women of Troy (8-3) take down Fresno State, 82-78. With the win, USC wrapped up non-conference schedule with its best record since the 1994-95 season.Fresno State (8-5) jumped out to an early 11-2 lead behind hot shooting from guard Jaleesa Ross, who matched Gemelos shot for shot and finished with a game-high 29 points.But the Women of Troy battled back with a 14-3 run that gave them the lead with 10 minutes left in the first half.USC took a slim 38-34 lead into the half, and extended that lead to as many as nine points early in the second half before the Bulldogs clawed back in front with 10 minutes remaining.One minute later, Gemelos scored again to give USC – thanks to some clutch free throw shooting – a lead it would not relinquish. The Bulldogs closed the gap to two points with 30 seconds left before late free throws by junior guard Ashley Corral and sophomore forward Christina Marinacci sealed the win.Due in no small part to Gemelos’ torrid shooting, USC finished the game shooting 51 percent from the field. Three other players – junior guard Briana Gilbreath, freshman forward Cassie Harberts and Corral – reached double figures for the Women of Troy, scoring 15, 14 and 12 points, respectively.USC held the Bulldogs to 42 percent shooting, who converted only 9 of 15 free throw attempts. The Women of Troy knocked down 14 of their 17 attempts from the line.USC now heads to Seattle to open Pac-10 conference play against Washington on New Years Eve. Two days later, the Women of Troy face Washington State in Pullman.