Wednesday 16 February 2011 8:37 pm Show Comments ▼ MANUFACTURING body EEF said yesterday pay settlements have remained flat in the last three months, as continued economic worries among employers put pay negotiations under a cloud. One in six pay negotiations ended in a pay freeze, EEF said, with the average rise remaining stable at 2.2 per cent. “Firms remain under intense pressure to control their internal costs in the face of global competition,” said EEF chief economist Lee Hopley. whatsapp Tags: NULL whatsapp KCS-content Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryUndoMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailUndoPeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople TodayUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesUndoBrake For ItThe Most Worthless Cars Ever MadeBrake For ItUndoBetterBe20 Stunning Female AthletesBetterBeUndoZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldUndoautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comUndo Share Pay rises flat in manufacturing Read This Next’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap4 ideal Zion Williamson trade scenarios from the New Orleans PelicansSportsnautRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapRick Leventhal to Exit Fox News Just as His Wife Kelly Leaves ‘RealThe WrapNewsmax Rejected Matt Gaetz When Congressman ‘Reached Out’ for a JobThe Wrap’In the Heights’ Underwhelms at Box Office With $11.4 Million DebutThe WrapJason Whitlock, Former ESPN and Fox Sports Reporter, Resurfaces at BlazeThe WrapFox News’ Mark Levin Says Capitol Riot Suspects ‘Would Be Treated Better’The Wrap’Sex and the City’ Sequel Series at HBO Max Adds 4 More ReturningThe Wrap
They adapt quickly and easily to technology. They are spoilt with the variety and range of cutting-edge technology available, leading to high standards in services and solutions. They are rational and careful, despite also having a thirst for excitement and adventure – which the younger generations are happy to spend money on and for which they are prepared to take risks. They have an active presence online and offline, and as a result, they are good at multitasking and have a richer user experience in comparison to previous generations.As far as Dubossarsky is concerned, then, new generations of players expect secure solutions which are easy to use and adaptable to any device, and which can broaden their user experience. Above all, they want all this to be presented with immersive storylines and innovative technology Spot the differenceWhen it comes to anticipating what a generation expects from a betting experience, Dubossarsky says the best way to determine their needs is to look at the time and conditions in which they live. “It pays to look at the parallels between the leisure activities of the generations and the world around them at the time: their economic situation, public attitudes, cultural experiences, etc.Dubossarsky first reflects on the Silent Generation (born 1925-1945), who grew up during and just after the war, when horse racing was the only legal form of gambling and gambling in general was considered sinful and amoral.Then came the baby boomers (born 1946- 1954) who lived through the economic golden age, the spirit of rock’n’roll and unprecedented consumerism. With this came the birth of regular casinos, the Vegas culture and the development of the entertainment industry.He continues by discussing how Generation X (1965-1979) is the generation of future entrepreneurs, who grew up in a time of social mobility and changes amidst economic instability: “Theirs was a time of huge technological progress, a more rational approach to life and the legalisation of many forms of gambling.”Turning to millennials (1980-1994), who were the first generation to grow up playing video games, Dubossarsky says this has played a role in the evolution of online gambling: “Operators and providers started introducing the first gambling websites. Known as the first ‘internet generation’, and with many day-to- day tasks being aided by technology and no longer requiring physical input, millennials go for affordable entertainment, often including activities that they can do from home.”And finally, members of Generation Z (born after 1995-1996) were born into a world getting to grips with digital technology, and therefore their demands are high. “Operators and providers were forced to change their approach,” he explains. Preparing for changeArmed with this historical knowledge and modern technologies, strategising your approach to these younger audiences becomes simpler.Dubossarsky says when catering to younger generations of players, it’s important to remember that they can’t easily be surprised, and with such a huge number of products on the market, it is extremely hard to get their attention“Operators and providers are therefore introducing gamification, creating more complex graphics, adapting their games for different devices, and dreaming up bonuses and new ways to draw in players – for example, built-in VR and AR functionality. And we mustn’t forget about reliable transactions and data security – these generations are aware of digital footprints and are therefore more cautious in their activities.”Innovation also has a big role to play. After all, Dubossarsky says, how many sports betting operators had considered esports as a means of increasing business a few years ago?“Today, global esports revenues are approaching $1bn, and that’s not including revenues from betting, fantasy leagues, similar cash-payout concepts and revenues generated within games. Now that they understand the opportunities in this area, providers are developing their own esportsbook product lines.”Beyond this, Dubossarsky feels technological advancements will only continue to push the boundaries of what we know as entertainment.For instance, he says, it is entirely possible that virtual reality will broaden the opportunities within the gambling industry.“Tactile sensations will be possible in games. Traditional sports such as boxing and tennis may become popular in VR form, and therefore betting on these VR sports will be possible too.“Modern technical capabilities and creative thinking could go a long way. That being said, traditional sports and sports betting will continue to be strong because nostalgia has its place and history goes full circle.“Regardless of what new technology appears, we will always return to what we’re used to and what’s tried and tested. That’s why solutions that have stood the test of time and which continue to be relevant will always be in high demand.” AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter 18th March 2020 | By Josephine Watson Tech & innovation The generation game Email Address Max Dubossarky has been chief operations officer at Betinvest since July 2019. Previously he was CEO of an international alcohol holding company working in numerous different countries. Over the course of his five-year tenure, he directed global sales, opened offices and organised distribution in the USA.A key concern for operators worldwide are the changes in consumer expectations as the younger generations become a focus.We spoke to Max Dubossarsky, COO at Betinvest, to discuss what these changes mean for the industry.From Dubossarsky’s perspective, operators and providers of sports betting solutions have one main challenge: to understand the wants and needs of the players – and to ensure their products and solutions meet these expectations.“Only by doing this can we understand whether what we offer is relevant, whether it meets user requirements and whether it will be in high demand,” he says. “Indeed, each generation of players contributes to the development of the industry in its own way.” Next up to batDubossarsky says it’s no secret there are at least two young generations at the centre of attention in the gambling industry: millennials and their close successors, Generation Z, both of them share traits which set them apart from previous age groups.Dubossarsky breaks these down as: Topics: Tech & innovation Tags: Online Gambling Max Dubossarky looks at how customers’ expectations have moved with the times and asks how operators can best respond to a changing demographic Subscribe to the iGaming newsletter
Sanlam Kenya Plc (SLAM.ke) listed on the Nairobi Securities Exchange under the Insurance sector has released it’s 2015 interim results for the half year.For more information about Sanlam Kenya Plc (SLAM.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the Sanlam Kenya Plc (SLAM.ke) company page on AfricanFinancials.Document: Sanlam Kenya Plc (SLAM.ke) 2015 interim results for the half year.Company ProfileSanlam Kenya Plc (formerly Pan Africa Insurance Holdings Co. Ltd) is an insurance company which underwrites classes of short- and long-term insurance businesses in Kenya. The company offers services for ordinary life insurance, superannuation, general insurance and investments; providing individual life, group and general insurance products as well as investment management services. Sanlam Kenya underwrites life and non-life insurance risks associated with death, disability, credit protection, education, retirement, mortgage protection and property protection. It also has expertise in financial planning and retirement fund management and offers solutions for investment and wealth management as well as diversified asset management solutions. Formerly known as Pan Africa Insurance Holdings Limited, the company changed its name to Sanlam Kenya Plc in 2016. The company is a subsidiary of Hubris Holdings Limited with its head office in Nairobi, Kenya. Sanlam Kenya Plc is listed on the Nairobi Securities Exchange
Peter Stephens | Thursday, 4th February, 2021 FREE REPORT: Why this £5 stock could be set to surge Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares Get the full details on this £5 stock now – while your report is free. Simply click below to discover how you can take advantage of this. Enter Your Email Address Will the FTSE 100 encounter a stock market crash after its 30% rise since March 2020? Image source: Getty Images. Since reaching its lowest point in the March 2020 stock market crash, the FTSE 100 has risen by around 30%. The index has benefitted from factors such as the rollout of vaccines, increasing investor optimism and the growth opportunities. Combined, they’ve positively impacted some, but by no means all, industries.Looking ahead, does the stock market now face a period of decline after a rapid rise? Or are there still buying opportunities on offer for long-term investors?5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The potential for a FTSE 100 stock market crashThe 2020 stock market crash showed that a major decline for the FTSE 100 can occur at any time without prior warning. With the benefit of hindsight it’s now possible to reason why shares fell so heavily in such a short space of time. But with them declining by around a third in a matter of weeks, predicting such an event in real-time is extremely challenging.Moreover, just because the stock market has risen sharply doesn’t mean a decline is imminent. For example, in the years leading up to the 2020 market decline, talk of a correction or a crash had been fairly widespread.After all, it was over a decade since the previous global bear market in the 2009 global financial crisis. However, it took a global economic crash following more years of growth until a market decline took place.Investing in UK shares for the long runSince it’s extremely challenging to predict when a stock market crash will occur, it seems prudent to accept that share prices could move sharply higher or lower in the coming months. Factors such as investor sentiment, the course the pandemic will take and many other risks could yet have a negative impact on stock prices. However, other positive factors may well help to lift share prices.But, over the long run, the FTSE 100 has produced strong returns relative to other mainstream assets such as cash and bonds. For example, since its inception in 1984 it has delivered an annual total return of around 8%.Of course, there’s no guarantee that a similar return, or any return, will be produced by the index in the coming years. But history does suggest that a long-term view can help to overcome short-term challenges in the stock market’s progress.With many FTSE 100 stocks continuing to trade at lower prices than they did before the 2020 stock market crash, there may be buying opportunities now. Sectors such as financial services, travel and defence have not yet recovered from their declines. They, and other, industries could offer long-term turnaround potential that helps to catalyse an investor’s portfolio.There are likely to be difficulties, and even paper losses, ahead. But the long-term return potential from UK shares may prove to be relatively high. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Peter Stephens
Social Housing ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/234742/242-social-housing-units-in-salburua-acxt Clipboard CopyAbout this officeIDOMOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureSocial HousingVitoriaHousingSpainPublished on May 16, 2012Cite: “242 Social Housing Units in Salburúa / ACXT” 16 May 2012. ArchDaily. Accessed 11 Jun 2021.
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Howard Lake | 5 June 2002 | News Income from government contracts rose by £3m, from 15.3% of total income to 16.1%. Income from grants and donations dropped from 46.1% to 43.6%. The percentage of donations received as personal donations also fell from 20.2% to 19.7%.Charities are clearly trying to diversify their income: income from the sale of goods and services incrased from £4.8 billion to £5.5 billion, from 33.7% of total income to 35.1%.Fundraising and publicity expenditure has jumped from £398m to £825m, but still accounts for only 5.5% of total expenditure.Charity funds investment increased by £400m to £3.3 billion.The sector’s contrasts are still extreme. The top 200 charities, or 0.4% of the sector, generate over a third of the sector’s total income. Meanwhile 75% of all charities raise less than £100,000 a year each.Read Charities’ sales by Alison Benjamin at SocietyGuardian. (11/1/2002) NCVO reports on scale of UK voluntary sector 17 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. The National Council for Voluntary Organisations (NCVO) next week publishes the UK Voluntary Sector Alamanac 2002, its bi-annual snapshot of the voluntary sector.The National Council for Voluntary Organisations (NCVO) next week publishes the UK Voluntary Sector Alamanac 2002, its bi-annual snapshot of the voluntary sector.It reveals that the sector’s income increased from £14.2 billion in 1998-99 to £16.5 billion in 2000-01, while expenditure grew even faster from £13.4 billion to £15 billion over the same period. Advertisement
Golden Farm workers protest.WW photo: Anne PrudenOn Jan. 5, one of numerous daily picket lines was held in support of workers at the Golden Farm grocery in Brooklyn, N.Y. These protests are demanding that these immigrant workers get a union contract and also a combined back pay of $500,000 as compensation for the time they have been paid less than the minimum wage by the store’s boss, Sonny Kim.In 2011, the courts recognized that Golden Farm workers had the right to be organized into the Retail, Wholesale and Department Store Union and receive at least a minimum wage — $7.25 in New York state.The workers are now putting pressure on Kim to come back to the bargaining table and settle on a contract. Negotiations are scheduled for Jan. 21. As part of the talks, they want the workers who Kim retaliated against to recover the hours of work they have lost; a raise to $7.50 an hour; job protection; and sick and vacation time for everyone. They also seek a real voice at the job — along with respect.Despite Kim’s ongoing attacks, the determination of the Golden Farm workers and supporters grows ever stronger. Organizations like 99 Pickets and Occupy Wall Street continue to join the picket lines, along with organizers from Communities for Change and an occasional political leader. Many shoppers listen attentively as supporters explain the workers’ plight; they then decide to boycott Golden Farm.New York City’s working class is showing greater class consciousness with regard to underpaid grocery, Walmart, fast food and carwash workers, among others. Anti-racist solidarity is key, since workers of color are paid less and are more exploited.The better-paid teachers, transit and postal workers are experiencing threats of union busting and layoffs and realize this can leave them on the same page as low-wage workers. Together, all workers, regardless of nationality and status, can develop the unity to fight back and crush the ruling class — the 1%. We can run our own jobs and services for the benefit of the working class, which does the work and creates all the wealth.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Three white supremacists dragged James Byrd Jr., an African-American man, to his death in 1998 in Jasper, Texas, after they chained him to the back of their pickup truck. This lynching was one of the most horrific racist crimes in modern U.S. history and shocked people worldwide.Three men were arrested for this murder: John William King, Lawrence Russell Brewer and Shawn Allen Berry. While Berry received a life sentence, Brewer and King each received death sentences. Brewer was executed in 2011.Twenty-one years after Byrd’s murder, King was executed on April 24 this year. Many people who are normally opposed to executions were happy that this racist man, who was known as the ringleader of the crime, would finally get his justice.The Texas Death Penalty Abolition Movement, based in Houston, released a statement to the media informing them why they would be opposing King’s execution. The multinational organization is the most active anti-death-penalty organization in the state. The statement noted that politicians were saying the execution was a positive thing that gave justice to Byrd’s family and showed that Texas would punish hate.But not one governor, nor 99 percent of politicians in Texas ever condemned the racist murders committed by the police in their state. The press release read: “Our organization is staunchly opposed to all executions just as we are opposed to all racist acts, including what happened in Jasper two decades ago. We will protest this execution, even though we despise what these three men did in Jasper, and stand in solidarity with the family of James Byrd Jr.“Why? Because it is a hypocritical lie that Texas, its governors and the Texas prison system, which will carry out tonight’s execution, are opposed to racism.” Activist Joanne Gavin said, “We know that the death penalty is itself a racist hate crime. We remember when Clarence Brandley, an African American, was picked up with a white man for the murder of a white high school student where they were both custodians. The sheriff told the two men, ‘One of you two is going to hang for this. Then pointing at Brandley, the sheriff said, ‘Since you’re the n—-r, you’re elected.’”Maybe a few cops have been fined $1, as was the case in the death of Joe Campos Torres, brutally killed by Houston police in 1977 after he was viciously beaten, handcuffed and thrown into a bayou on Cinco de Mayo. “Let’s see if the w—–k can swim,” one of the cops said. Torres’ body was found five days later.The Texas trooper who arrested Sandra Bland was only charged with perjury after her death in the Waller County Jail in 2015. And that charge was dropped by the prosecutor when the trooper agreed to give up his police license. Every day in the U.S., cops commit officially “legal” acts that are a continuation of lynchings committed against African-American people by white vigilantes throughout U.S. history.On April 24, outside the death house, as execution time neared, the Abolition Movement set up their usual picket line with signs condemning that night’s execution. Speaking through the bullhorn, they explained that the execution of a racist was not going to stop racism. They explained that not one governor has ever called for an execution when a young Black man has been shot down by cops. No hate crime bill has been passed to remember the victims of racist police murder: “As much as we oppose tonight’s execution, we oppose killer cops who gun down people with impunity. Two hundred and ninety-nine people in the U.S. have been killed by cops just this year, 2019.” Here are some statistics about the death penalty as it exists under this capitalist system in the “modern” era — since 1976. In Texas, 73.6 percent of those on death row are people of color.In Texas, 60 percent of those executed are people of color.Over the last five years, more than 70 percent of death sentences in Texas have been imposed on people of color.Texas has four more executions scheduled this year.African Americans are less than 13 percent of the Texas population, but comprise 43.4 percent of those on death row, according to the Texas Department of Criminal Justice. The only conclusion is that the death penalty is racist. The U.S. is fast approaching the disgusting milestone of 1,500 executions since 1976, with the total now at 1,495. King was the fourth prisoner executed in the United States in 2019 and the third in Texas. Racism has not ended with King’s execution. It will not end until the working class takes state power and presides over a socialist government where any material basis for racism can be eliminated.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this